Borrow for Less

Low-cost credit, so employees can manage life's curve balls.

Credit cards, personal and payday loans work hard to keep your employees in debt. River does the opposite.

Give them access to the lowest-cost capital when they need it the most, so they can start paying less on interest and fees.

Employees have more money to save when they pay less to banks.
Manage emergencies and unforeseen expenses inexpensively

Sometimes we need help to take care of a loved one, or fix a broken car. No more worrying about high interest rates and fees when that day comes.

Reduce reliance on bad debt

No more predatory payday loans, expensive personal loans, or holding credit card balances to manage life's expenses. Employees deserve to be free from credit that keeps them in debt.

Get peace of mind

Waiting for payday is among the most stressful things on the mind. Employees get free of this stress, and bring their best selves to work.

All of their goodwill.
None of the liability.

How it works

1

Employees who sign up get access to "Borrow for Less" with no extra steps

Employees might have different borrowing eligibility based on credit history.

2

River funds the transfer when an employee chooses to borrow

Lowest cost capital. They keep more of their money so they can save or invest it for the future.

3

Employees pay back over time, with no liability on the employer

Transaction is between River and the employee. Businesses have no liability, but all the goodwill.

Give your employees something to boast about.

Reach out to see a demo